Calculators

Financial calculators

Every Calcora calculator shows its result, how it was calculated, and the assumptions behind it. Calculations run in your browser.

Debt

Plan how to pay off credit cards and other debts, and see what each payment does.

Debt Payoff Calculator
Estimate when you could be debt-free and how much interest you would pay across multiple debts.
Credit Card Payoff Calculator
See how long it could take to pay off a credit card balance and how your monthly payment changes the interest you pay.

Work out loan payments and total cost, and see how much goes to interest and what paying extra changes.

Loan Calculator
Estimate a loan's monthly payment, interest, and total cost with fees, and see how extra monthly payments could shorten the payoff time.
Amortization Calculator
Calculate a fixed monthly loan payment and see how each payment is split between principal and interest over the life of the loan.
Car Loan Calculator
Estimate your monthly car payment, the amount financed after your down payment and trade-in, and the interest the loan will cost.

Estimate a housing payment and a home price, plan a down payment, compare refinancing your mortgage, and see how renting and buying compare.

Mortgage Calculator
Estimate your monthly housing payment: principal and interest plus property tax, insurance, and HOA, and see how extra payments could shorten your mortgage.
Mortgage Refinance Calculator
Compare your current mortgage with a refinance at a new rate and term: monthly payment, closing costs, break-even, and estimated lifetime savings.
Home Affordability Calculator
Estimate a home price from your income, monthly debt, down payment, and mortgage rate, using debt-to-income ratios you choose. A planning estimate.
Down Payment Calculator
Work out the down payment for a home price and percentage, your savings gap, and the savings timeline or monthly savings to reach it.
Rent vs Buy Calculator
Compare renting with buying a home over your stay: mortgage, home equity, ownership costs, the investment opportunity cost, and break-even.

Project growth, plan savings, retirement, and a 401(k), measure returns, and see how inflation changes what money can buy.

Compound Interest Calculator
See how an initial investment and monthly contributions could grow with compound interest, and how much of the balance comes from growth.
Savings Calculator
Project how your savings could grow, or work out how much to save each month to reach a savings goal by a target date.
Investment Return Calculator
Measure an investment's gain or loss, total return, and annualized return, and see how much fees reduced it.
Retirement Calculator
Project your retirement savings at the age you plan to retire, from current savings and monthly contributions, and compare them with an optional goal.
401(k) Calculator
Project your 401(k) balance at retirement from your current balance, salary, contribution rate, employer match, retirement age, and expected return.
Inflation Calculator
See how inflation changes purchasing power: what something could cost in the future, what a future amount is worth today, and how prices grow over time.

Convert between a gross salary and an hourly rate, with equivalent weekly and monthly pay, based on the work schedule you enter.

Salary to Hourly Calculator
Convert an annual salary into an equivalent hourly rate from your hours per week and weeks worked per year, with weekly and monthly gross pay.
Hourly to Salary Calculator
Convert an hourly rate into weekly pay, monthly gross pay, and an estimated annual salary from your hours per week and weeks worked per year.

Take a snapshot of your overall finances: what you own, what you owe, and the net worth between them.

Net Worth Calculator
Calculate your current net worth: add up your assets, subtract your liabilities and debts, and see what makes up each side.